Retirement Outlook Quiz

About This Tool

This tool provides a high-level illustration of potential retirement outcomes based on your inputs and historical market trends. It is designed to help you better understand how your savings, contributions, and retirement goals relate. Results are not financial advice.

How We Calculate Your Estimate

• We use a future value formula based on:

  • Your current stated investable assets

  • Your stated annual contributions and expected growth rate

  • Your target retirement timeline and goal

  • Assumed long-term historical returns by asset class

• Expected returns are based on public historical data and rounded for simplicity:

Asset TypeExpected Annual Return

Cash or Cash Equivalents2.0%

401(k) / Retirement Accounts6.8%

Real Estate / Other Assets5.5%

Heavily Concentrated Equities7.5%

Lightly Concentrated Equities7.2%

Mix of Stocks & Funds7.0%

Mostly Diversified ETFs / Funds6.8%

IMPORTANT:

• The results are illustrative only and not guaranteed.

• Past performance is not indicative of future results.

• This tool does not provide personalized financial, tax, or investment advice.

• Always consult with a qualified financial professional before making decisions about your portfolio or retirement plan.